Saving with a CD is a sure thing. You’ll earn a fixed rate for the term you choose, so you’ll know exactly what your return will be.
All Certificates of Deposit
- Guaranteed earnings at a competitive, fixed rate
- Higher rates than a regular savings account
- Longer terms earn higher rates
- Wide range of terms available (3 months to 5 years)
- No setup or maintenance fees
- CDs renew automatically upon maturity
- Early withdrawals subject to penalty**
- $500 minimum deposit to open ($5,000 minimum for 3-month CDs)
**Early withdrawals may result in a loss of 3-6 months of interest as a penalty. 3 months interest penalty on CDs with a term of 12 months and under. 6 months interest penalty on CDs with a term of more than 12 months.
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