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using bank card
Tips & Tricks to Responsibly Use a Credit Card

Credit cards are often the first step to a strong financial future and establishing your credit score. However, credit cards can also lead to large amounts of debt that you could be paying for the rest of your life. This is why it's important to learn how to responsibly use a credit card before you end up with a mountain of overwhelming debt. Here are some of our tips and tricks to help you learn how to use credit cards responsibly.

farm equipment
Types of Agricultural Loans

Nebraska Bank offers five different types of agricultural loans to help out our local farmers. These various loans include real estate loans, equipment loans, livestock loans, FSA loans, and operating lines of credit. In this blog we will walk you through each of these agricultural loans and how they may benefit you.

notebook with handwriting saying "secured unsecured loans"
Secured vs. Unsecured Lending

When it comes to taking out loans, there are two types to consider: secured and unsecured. There are distinct differences between the two and it's important to understand these differences before making a decision. This will help you increase your financial literacy as well as make the best decision based on your financial health.

notebook comparing pros and cons of traditional and roth IRAs
Traditional vs. Roth IRA

The primary difference between a Roth IRA and a traditional IRA is the tax treatment. When you contribute to a traditional IRA, the contributions are tax-deductible. When you withdraw from a traditional IRA during retirement, the withdrawn amount is taxable. The reverse happens with a Roth IRA. Contributions are NOT tax-deductible, while the withdrawals during retirement are tax-free.

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Frauds To Look Out For in 2022

The economy has seen some drastic changes and events happen in the past year, and unfortunately, this can result in an increase in financial internet scams.

man sitting behind stacked coins
The Importance of Having an Emergency Fund

Things in life can happen unexpectedly, so it's a good idea to be prepared for when that happens.

person writing a check
How to Void a Check

Voiding a check is a safety measure you would take in order to prevent someone from cashing or depositing money from your account.

person checking credit score on laptop
Factors That Influence Your Credit Score

For many people, credit scores can be very intimidating and confusing, as they involve lots of numbers and calculations that most individuals don't understand.

front of brick house
Savings Tips for Future Home Buyers

No matter your income level, saving for a home is within reach, especially if you're considering home mortgage options that allow you to put less than the traditional 20 percent down payment.

glove stealing credit card through computer screen
What to do When Your Identity is stolen

In 2022, over 1.4 million Americans had their identity stolen. 

person using mobile banking on cell phone
How Technology is Changing Banking

In recent years, the technology industry has drastically changed banking and brought with it some truly incredible advancements. Banking is one of the world's oldest businesses, and eventually it was time for a change. The first practice of banking was found in Ancient Babylon where farmers offered grain loans to transport goods between towns. In the 14th century, Italy recognized banking and made it what it is today. The oldest active bank (Monte die Paschni di Siena) was founded in 1472.